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This formerly funky 1973 ranch home has gone through a transformation bringing it into this century. Dark paneling, groovy linoleum, and a half wall were kicked to the curb. Now, bright, neutral paint colors adorn the walls. There’s laminate flooring and an open, seamless flow through the kitchen, dining, and living room. And, new carpet was laid in the 3 bedrooms. Fresh white paint on the kitchen cabinets is complemented by the newer stainless appliances, counters, and backsplash. Big-ticket items, including efficient vinyl windows and a new roof have been installed, and the large wrap-around deck and small front deck have been replaced and are like new. The home offers just over 1, 000 square feet, but there’s a full unfinished basement as well as a detached 2-bay garage providing plenty of storage space. Set on 1. 02-acres in the country, yet you’re just minutes from the Derby Village Store, the junior high and elementary school, as well as the hospital. For fun outdoors, it’s a short drive to Lake Derby or Lake Salem, the Kingdom Dog Park, Memphremagog Trails, and the Recreation Path. Ranch homes are always in demand, so don’t delay, schedule a time to come see this lovely home today. Showings Begin Friday 5/24/24.
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Our Executive Mortgage Banker:
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$229,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.828% | 7.133% | 6.276% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,222 | $1,551 |
Total Monthly Payment | $1,501 | $1,499 | $1,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.