Looking for an amazing lot to build your dream home? Look no further! Citrus Springs is a deed restricted community with no HOA fees that has a community center, where you can be a part of social events or even host your own special event, a community park, library, tennis courts and more. This huge 0. 48 acre lot is close to parks, shopping, recreational areas and the beach is less than 45 minutes away where you can enjoy the Florida sun and launch your boat at one of the county boat ramps into Crystal Bay and out to the Gulf of Mexico. Some of the surrounding areas features are Rainbow Springs State Park with tubing, trails and rivers as well as the Withlacoochee State Trails which offers a 46-mile non-motorized rail trail, the longest rail trail in Florida. The nature and river views of both these parks are truly a sight to see. This area is developing quickly so don't miss out on an opportunity to build your new home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$22,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $18,000 | $18,000 | $18,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $120 | $120 | $152 |
Total Monthly Payment | $195 | $195 | $227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.