Under contract-accepting backup offers. Resort Style Living! Qualified buyers, take advantage of the 1% Interest Rate Buy Down for the first year! When you choose the seller’s preferred lender for your financing needs, that lender will PAY to temporarily buy down YOUR rate for the 1st year, AND your appraisal fee will be credited back to you at closing (a $500 value). Welcome Home to Resort-style Living in Victoria Park! Located on a street that ends in a cul-de-sac, this home enjoys a peaceful setting AWAY FROM through traffic. Say goodbye to sacrificing a bedroom for an office. This impeccably maintained 4 bedroom, 3 bath, 3 car garage home has a large BONUS ROOM that's perfect for an office, hobby or game room The heart of the home is undoubtedly the great room where the kitchen seamlessly flows into the oversized family room (25x18). Follow the hallway of decorative arches to the great room where you’ll find a classic white kitchen that never goes out of style. The expansive kitchen peninsula/breakfast bar featuring elegant granite countertops, is sure to impress. Staggered 42” cabinets complete with crown molding, granite countertops, stylish new backsplash, stainless steel appliances, natural gas range, illuminated WINE FRIDGE, UPGRADED WALK-IN PANTRY with wood shelving offers ample storage & plenty of counter space and cabinets ensure practicality meets luxury. With seating for 4 at the breakfast bar & plenty of space for meal prep & entertaining, this kitchen is a chef’s delight! Open up your living space to the outdoors with TRIPLE glass sliding doors! Relax on the screened porch or soak up the sun on the paver patio (16x14), designed for outdoor enjoyment with a privacy hedge backdrop. Come see why this thoughtfully designed 3-way split bedroom plan, the Oxford model, is so popular. The owner's retreat features a decorative tray ceiling, UPGRADED walk-in closet, & an en-suite bathroom with luxurious amenities like make-up area, split vanities, separate shower and garden tub. On the opposite side of the home, you'll find the 3 bedrooms (each 12x11). A Jack & Jill bathroom connects bedrooms 2 & 3. For maximum convenience and ease, the water closet (tub/shower & toilet) are separate from the dual vanity. Nestled in its own corner of the home, Bedroom 4 is perfect for accommodating guests or an in-law suite. The 3rd bathroom and a single French door that leads to a screened porch is just another example of this thoughtful design. Whether you have fur babies or allergies, the tile flooring throughout most of the home ensures easy cleanup & maintenance, while carpeting in the bonus room & bedrooms adds warmth and coziness. 3 additional closets for storage - 2 closets in the main hall & a 3rd in the interior laundry. The highly sought after community of Victoria Park truly was designed for resort style living at home. Not only do you have access to the Victoria Trails amenities (clubhouse, community pool, fitness center, covered play area, picnic tables & bathrooms), you have access to amenities in Victoria Commons too that features a pool with SWIM LANES & SPLASHPAD, clubhouse, fitness center, tennis & pickleball courts too. HOA fee covers your basic cable, hi-speed internet & lawn IRRIGATION. Conveniently located near I-4, a grocery store & plenty of shopping, Historic Downtown Deland, Stetson University, & it's perfectly located between the beaches & Orlando.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,523 | $2,523 | $3,281 |
Total Monthly Payment | $3,043 | $3,043 | $3,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.