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17584 SE 108th TERRACE, Summerfield, FL, 34491 | $239,900
PRICE IMPROVEMENT! WOW! SEPTIC RECENTLY PUMPED! This is a great location in Central Florida! This MAGNOLIA MODEL home in Spruce Creek South in Summerfield, FL, is situated in a gated 55+ golf cart community with 24/7 guard availability easy in easy out, close to the main gate and also the resident gate. The septic just got pumped out 9/24/24 so you do not have any worries of pumping it out until another 3-5 years. . . This much desired Magnolia Model home features 3 bedrooms, (The primary bedroom has an en-suite bathroom with a walk-in closet) One of e guest bedrooms also has a walk-in closet, 2 bathrooms, a 2-car garage, a fenced-in yard, and a golf cart garage for extra storage space. The roof was recently replaced in May 2024, and the HVAC system is from 2021. You are greeted by a cozy porch in the front, and you also have a Florida room in the back for relaxing and entertaining plus your back yard is fenced, for privacy and for your furry friend. . . in this generous . 23 of an acre, almost 1/4-acre property.
Spruce Creek South offers a range of amenities, including a Club House with a heated pool, jacuzzi hot tub, exercise room, billiard room, full kitchen, with spa facilities, and various social functions and clubs to join. Outdoor activities like pickleball, tennis, bocce, shuffleboard, basketball, and softball are also available. Additionally, there is gated parking for RVs, trailers, or extra vehicles at an additional yearly cost. The community features a nature walk and a dog park for your furry friend to enjoy. A private 18-hole golf course within the community (fees vary according to season and package chosen) and a pro-shop with a restaurant (The Links).
You are also Surrounded by city amenities such as supermarkets, restaurants, beauty shops, gas stations, and healthcare facilities, including hospitals Dentist, all kinds of Medical Specialist, and urgent care centers, Spruce Creek South provides convenience and accessibility. The Villages Squares are just minutes away for additional entertainment options, ask me or your agent for more information.
If you're interested in experiencing the Florida lifestyle firsthand, please contact me for a private or virtual showing appointment. With a little tender loving care, this home can become your own personalized oasis. All you need is a little T. L. C. to make it your own style, the price has been significantly dropped allowing you room for updates. Let's make this house your new home!
Features
- Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 1989
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,652
- Acreage: 0.23
- Est. Taxes: $1,317
- Adult Communities: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
- MLS#: G5082511
- Days on Market: 157 days
- Website: https://www.raveis.com
/prop/G5082511/17584se108thterrace_summerfield_fl?source=qrflyer
Listing courtesy of RE/MAX PREMIER REALTY LADY LK Phone: 352-753-2029
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
17584 SE 108th TERRACE, Summerfield, FL, 34491
$239,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,920 | $191,920 | $191,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $110 | $110 | $110 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,309 | $1,276 | $1,618 |
| Total Monthly Payment | $1,494 | $1,461 | $1,803 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388