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Built in 1954, this brick cape carries its original charm. Sited on a grassy village lot with a paved driveway and one-car garage, the home boasts 4 bedrooms and 2 full bathrooms. The main level features hardwood floors, a fireplace and picture window in the living room, and glass-paned corner cabinets in the dining room. The dining room receives plenty of natural light, and is open to the kitchen, which has a window over the sink and a side-door for easy access from the driveway. Off the kitchen, the hall leads to the 2 downstairs bedrooms, full bathroom and back to the living room. Upstairs, there are two bedrooms and one full bath. The unfinished full basement is currently used for a music/laundry room, and offers potential for additional living space and plenty of storage. A detached garage offers ample space for one car, bikes, or lawn equipment. This is a great opportunity to own a sweet little home and property in the Village of New Paltz--with shops, restaurants and cafes along Main Street, and parks, public pool and trail networks for recreation all within reach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.828% | 7.133% | 6.276% |
Monthly Tax Payment | $854 | $854 | $854 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
Total Monthly Payment | $3,585 | $3,582 | $4,296 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.