This beauty is nestled in the highly desirable neighborhood of Pinecrest in the historic city of Mount Dora with no HOA. Sitting atop a hill enjoy lake views and sunsets over Lake Gertrude from the comfort of the expansive front porch. As soon as you walk in the front door you will be immediately greeted with an open floor plan that provides sight lines all the way to the back yard with its lush tropical greenery. This home has been lovingly renovated with luxuries and modern conveniences in mind, all the while preserving its charm and character providing a stunning finished home. Featuring a formal living and dining room, eat in kitchen, spacious family room, a light filled sunroom surrounded with windows leading to the backyard oasis. Solid HARDWOOD floors give a touch of class and timeless elegance. This kitchen is any homeowners dream w/ plenty of workspace, custom cabinets, granite countertops, LG Stainless steel appliances and under cabinet lighting. The primary suite enjoys a tranquil setting separate from the two guest bedrooms for privacy and a natural gas fireplace for added serenity. Luxurious ensuite includes a stand up shower and separate soaking tub complete with a walk in closet. Guest bedrooms are oversized with the second bedroom featuring an ensuite with both guest baths having undergone recent renovations. The backyard is the perfect private oasis with a large pergola, pool, paver decks, mature landscaping and a fire pit for backyard entertaining.
Additional features: New Hardi board exterior (2020), ReRoof (2014) No HOA, corner lot, pool, 24kw whole house generator (2022), fire pit, Polycarbonate hurricane panels, double hung vinyl windows, LG Thin-Q stainless steel appliances( 2020/2023), 3/4" solid acacia hardwoods throughout (2023), irrigation and sod / mature landscaping, natural gas tankless water heater (2019), energy saving LED's throughout, Keyless entry, Landscape / Entry lighting, Crown Molding, Plantation Shutters, Indoor laundry/utility and so much more. Walking distance to downtown or drive your golf cart in this golf cart friendly town where you'll find great restaurants and entertainment year round. For the outdoor enthusiast, launch your kayak/canoe from the public launch at Sylvan Shores Park on Lake Gertrude or stroll the shoreline on the Lake Gertrude Trailway. Seller is a Licensed FL Real Estate Agent
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $592,000 | $592,000 | $592,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,988 | $3,935 | $5,076 |
Total Monthly Payment | $4,381 | $4,328 | $5,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.