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Elevate your lifestyle with this stunning second-floor residence in the exclusive gated Vintage Bay community on beautiful Barfield Bay. This meticulously renovated unit features a new AC installed in 2022 and luxurious light wood plank tile flooring throughout. The fully updated kitchen is a chef's dream, boasting quartz countertops, stainless steel appliances, and modern cabinetry. Step into the tastefully modernized bathrooms with new shower enclosures, cabinets, vanity tops, and lighting fixtures. Both bedrooms offer spacious comfort, with the primary bedroom providing direct access to the lanai. Enjoy the added luxury of plantation shutters, all-new lanai flooring, and an extended lanai that offers an additional 500 sqft of outdoor living space. Vintage Bay features a newly painted exterior and hurricane-rated windows, also allows dogs with limits. The expansive living/dining area is perfect for entertaining, with sliding glass doors opening to the extended lanai where you can relax and enjoy serene preserve views and wildlife. Vintage Bay amenities include a boardwalk leading to a bayfront gazebo for fishing in Barfield Bay and watching dolphins play against the backdrop of the Marco skyline. Residents can also enjoy a screened pool area and clubhouse.
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Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $2,970 | $2,967 | $3,737 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.