Welcome to your dream Florida retreat in the heart of Lake Mary's vibrant 55+ community! This charming 2-bedroom, 2-bathroom home boasts an inviting ambiance and an array of amenities for a relaxed, active lifestyle. Step inside to discover a bright and sunny interior, featuring ceramic tile flooring throughout the living areas, ensuring easy maintenance and a cool respite from the Florida sun. Soft carpeting graces the bedrooms and the magnificent Florida room, enveloping you in comfort and warmth. Prepare to be enchanted by the Florida room, adorned with smooth cedar wood that exudes a cozy, rustic charm. Whether you're unwinding with a book, entertaining guests, or simply soaking in the serene surroundings, this versatile space is sure to become your favorite spot in the house. Storage is never an issue with ample closets and cabinets throughout the home, allowing you to keep your belongings organized and clutter-free. Outside your doorstep lies a community bursting with possibilities. Enjoy the convenience of proximity to shopping, dining, and entertainment options, with easy access to the I4 highway just a mile away. Nature enthusiasts will delight in the Seminole Wekiva Trail, beckoning just outside the community gate for scenic walks or bike rides amidst lush greenery. Within the community, indulge in a wealth of amenities designed to enhance your leisure and social life. Take a dip in one of the two sparkling pools, relax in the sauna or hot tub, or embark on outdoor adventures along the dog-friendly walking trails. For those with a passion for recreation, there's ample space for RVs, boats, and trailers, ensuring every hobby is accommodated. But it's not just about the facilities; it's about the sense of community. Join in on planned social activities, gather with neighbors in the clubhouse, or pursue your interests in the craft room, billiard room, poker room, or library. With a resident-only laundry and locker rooms available, convenience is at your fingertips. Experience the epitome of Florida living in this move-in-ready home, where every day feels like a vacation and making new friends is effortless. Don't miss your chance to call this exceptional community home—schedule your showing today and start living the life you've always dreamed of!
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Our Executive Mortgage Banker:
Our Insurance Division:
$197,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $157,600 | $157,600 | $157,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $43 | $43 | $43 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,049 | $1,047 | $1,351 |
Total Monthly Payment | $1,167 | $1,165 | $1,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.