GILFORD, NH: What better way to enjoy Fall and the Winter ski Season in the Lakes Region! Located just 3 minutes from Gunstock, this home offers the opportunity to do just THAT! The seasonal views of the mountains and Lake Winnipesaukee are beautiful! This beautifully designed Ranch style home exudes a bungalow feel with the front porch posts and finishes. The interior of this home will not disappoint with a sprawling open concept living space accented with a gas fireplace… cozy! This blends seamlessly into the kitchen and dining space. The kitchen boasts S/S appliances, granite countertops, and a modern, S/S hood vent reaching to the top of the vaulted ceilings, a true statement piece. The primary en suite delivers with ample space, a huge walk-in closet, exquisitely appointed bath with a double sink, soaking tub, and custom oversized shower. There are 2 additional bedrooms that share a full bath that will make your guests never want to leave. Hardwood throughout the first level with gorgeous tile where needed. Added to all of this is a wonderful, carpeted, bonus room above the garage with a mini-split heat/ac unit, and includes another storage room with conversion potential. All of this is set above a massive full basement. This home has radiant heat, a 2-zone FHA system, Central Air, on-demand hot water, plus a whole house generator. The 2-car attached garage offers convenience with direct entry to a mud room.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $611 | $611 | $611 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,864 | $3,864 | $5,113 |
Total Monthly Payment | $4,567 | $4,567 | $5,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.