Price reduced. Opportunity to own this charming 4 bed 2 bath home nestled on an oversized lot with a sweeping circular driveway on a cul-de-sac and no HOA. The exterior exudes timeless appeal and potential with mature landscaping in front and back. The foyer sets the tone with terrazzo floor upon entrance. Lots of tasteful decor which includes Tile and wood floor combination, wood fireplace, brick wall accents and stone wall accents just to name a few. To the right, a formal living room with adjacent dining room beckons. Just beyond the foyer is a breakfast nook with a spacious kitchen with real wood cabinets and breakfast bar to the right. The kitchen has pass through window view of the Florida room with vinyl floors. Just beyond the kitchen is a must-see Media/Entertainment room with stone accents on the wall and wood floors. The inside laundry room comes equipped with washer and dryer. At the heart of the home lies the family room with a wood-burning fireplace. The bedrooms are haven of comfort and tranquility. Each bedroom is thoughtfully designed. The master bedroom boasts a spacious layout, a walk-in-closet, and bathroom with shower. Also, Energy star windows installed in 2019. This property has the perfect blend for modern living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,395 |
Total Monthly Payment | $2,860 | $2,857 | $3,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.