Welcome to Resort style living in this spacious, highly desirable 3/2 w 2 car garage expanded Columbia/Winthrop model located in a much sought after safe community for 55 plus active adults, On Top of the World. Home features newer roof and HVAC both 2020, new exterior house painted in Cornwall slate, energy efficient double paned windows, new vinyl flooring in living room and bedrooms. Tiled areas elsewhere. No carpet. The large LR as you enter is great for entertaining. Vaulted ceiling. Large front porch to relax and sip tea or cocktails with friends. Spacious master bedroom to the back right with large shower bathroom and large walk in closet. There is a bedroom and bathroom to the far left and one to the front right which can be used as a private office/man cave. Attic in garage. The back room includes a large kitchen with two pantries and an island for meal prep w lots of cupboard space and has a newer stainless steel refrigerator. Extending from kitchen is a family room and a sun room which can be the dining area. The back sunroom opens up to lovely green views. The HOA includes lawn maintenance and amenities, three guarded entrances, a huge array of clubs and activities like pickleball, tennis, golf, baseball, pool hall, and classes like zumba, yoga and dance. Indoor and outdoors pools and restaurants on site and much, much more. Live entertainment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,017 |
Total Monthly Payment | $1,835 | $1,834 | $2,261 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.