One or more photo(s) has been virtually staged. DID NOT FLOOD DURING HELENE, DEBBY OR IDALIA. Discover the perfect blend of charm and versatility with this unique 1952 Cracker style gem, ideally located in the heart of downtown Crystal River. Zoned for both commercial and residential use, this property offers endless possibilities, including the potential for a cozy café or small business. Raised above the 9-foot flood elevation and fully updated in 2017 with modern amenities while preserving its historic charm. Modern updates include tile flooring, granite countertops, stainless steel appliances, new metal roof, doors, ductless split system, windows, laundry room (new washer/dryer), and updated plumbing. Enjoy the outdoor covered patio space with a shower and plenty of storage, perfect for relaxing after a day of adventure. Stroll on the sidewalk or take your golf cart to Hunter Springs Park for kayaking, swimming, playing on the jungle gym, or picnicking under the pavilion. The park features refreshing 72-degree water year-round and is a prime spot for viewing the famous Crystal River manatees. Walk, ride, or golf cart to the locally owned shops of Main Street, delightful eateries and vibrant festivals. This property offers a unique opportunity to live, work, and play in one of Florida's most desirable locations. Whether you're looking to start a small business or find a charming home, this high and dry downtown Crystal River property is the perfect choice.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $176 | $176 | $176 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,804 | $1,802 | $2,325 |
Total Monthly Payment | $2,055 | $2,053 | $2,576 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.