MOTIVATED SELLER HAS ENTERTAINED ANOTHER PRICE IMPROVEMENT! THIS IS AN EXCEPTIONAL VALUE! THIS IS THE LOWEST PRICED CONDO IN DEEP CREEK GARDENS!! Looking for a Florida getaway or place for your new permanent home? Look no further! This 2 bedroom, 2 bath, second floor end unit in Deep Creek Gardens has been very well maintined! The open floorplan is spacious and features split bedrooms for privacy. The living room has sliders out to the nice sized screened lanai where you can relax and enjoy the serene wooded view. The ensuite master bedroom has a large walk-in closet and bathroom with a shower/tub combination. The guest bath has a glass enclosed walk in shower. . The unit also has a stacked washer and dryer. Deep Creek Gardens is an active community which has a heated pool, tennis courts, shuffleboard, bocce ball, pickle ball and recreational building. The low monthly fee includes all this plus water and sewer. The A/C was installed in May, 2021 and has a 10 year warranty. All buildings had roofs replaced in 2023 and fresh exterior paint 2024 plus HURRICANE SHUTTERS! You can't beat the location - conveniently located close to shopping, golf, restaurants, downtown historic Punta Gorda, Sunseeker Resort and Fisherman's Village and easy access to I-75.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$159,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,200 | $127,200 | $127,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $185 | $185 | $185 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $846 | $845 | $1,091 |
Total Monthly Payment | $1,106 | $1,105 | $1,351 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.