Under contract-accepting backup offers. Nestled in serene Pine Ridge Estates, this charming home offers a perfect blend of country tranquility and urban convenience, just minutes from major interstates and local amenities. Situated on a spacious lot, the home boasts abundant natural light and an open floor plan with a split bedroom design. The kitchen is a chef's delight, featuring ample cabinet and counter space, newer appliances, and a convenient pass-through to the dining area for easy entertaining. The primary bedroom is generously sized with a large walk-in closet. The primary bathroom is a retreat in itself, complete with dual sinks, a garden tub, and a separate shower. The home also includes a laundry room with additional storage and cabinetry, and a washer and dryer are part of the sale. Throughout the home, vaulted ceilings add to the sense of space, and new luxury vinyl flooring was installed in October 2023. Recent updates include a fresh interior paint job in September 2023, a new A/C system in April 2023, and a roof that is approximately 5 to 7 years old. The screened/glassed-in patio offers a peaceful spot to relax or entertain guests. The neighborhood is pedestrian-friendly with sidewalks throughout, and nearby parks provide opportunities for biking, hiking, boating, and enjoying Florida's natural beauty. Conveniently located near the University of South Florida, Busch Gardens, MOSI, VA, Advent Health, Moffitt and Shriners Hospitals, and local dining and shopping, this home is also just minutes from I-75 for easy commutes. The owner is willing to include the loveseat, couch, two guest bedroom beds, aquarium, push mower, gas grill, and ladder with the sale or have them removed if preferred by the buyer. This home is a perfect blend of comfort, convenience, and charm.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $87 | $87 | $87 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,361 | $1,361 | $1,801 |
Total Monthly Payment | $1,523 | $1,523 | $1,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.