This Colonial home in Port Chester is a genuine treasure. As you step inside, you're embraced by an enclosed porch, providing a delightful spot to unwind amidst the surroundings. Moving further, you're welcomed into a cozy living room that effortlessly flows into the formal dining room. The eat-in kitchen is a highlight, featuring quartz countertops, custom cabinets, stainless steel appliances, recessed lighting, and convenient access to the backyard. Upstairs, there are two bedrooms, a full bathroom, and access to the walk-up attic. The lower level offers additional amenities, including a laundry area equipped with a washer and dryer, utilities, and ample storage space to meet your needs. Additionally, the home boasts a generous backyard and a one-car garage complemented by a driveway with space for two vehicles. Its prime location provides quick access to downtown Port Chester, including shopping centers, public transportation, local businesses, and a variety of restaurants. Plus, it's just minutes from Byram Park/Beach, where you can indulge in beach activities, swimming, boating, a playground, and more. This property presents an excellent opportunity for those seeking a convenient NYC commute and access to the vibrant amenities of Port Chester. A virtual tour is available to envision the possibilities of making this your new home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $864 | $864 | $864 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,892 | $2,892 | $3,762 |
Total Monthly Payment | $3,848 | $3,848 | $4,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.