5424 SW 31st STREET, Ocala, FL, 34474 | $475,000

Owner financing available to qualified buyers - inquire for details. What a fabulous find - a rare subdivision with 1 acre lots in town! Spacious and completely renovated home (over $100k in renovations & upgrades!) in the community of Timberwood - peaceful and serene yet just 5 minutes to all shopping, dining and entertainment on 200. The completely renovated brick home is situated on a corner lot that is fully fenced with a gated driveway and borders a 2 acre water retention area for additional privacy (no flood zone though)! The sidewalk leads you through beautiful landscaping with brick curbing that attracts a wide variety of birds and to the covered entryway with beautiful custom front door. The entryway features Mexican tile that carries into the kitchen, dining and den spaces. The renovated kitchen boasts vaulted ceilings with wood beams, new soft-close shaker cabinetry, high definition laminate countertops, backsplash, breakfast bar and all new appliances within the last year. Adjacent is the sitting room overlooking the beautiful, colorful mature landscape through bay windows plus a dining space. The spacious living room features wood laminate flooring, a floor to ceiling brick fireplace, vaulted ceiling with wood beams and two sliding glass doors leading to the private backyard oasis. The functional split bedroom layout offers a large primary bedroom with wood laminate floors, vaulted ceilings, walk-in closet and ensuite bath with two new vanities and walk-in tiled shower. The two guest rooms are spacious and both include walk-in closets, new carpet flooring and share an updated full bathroom with shower/tub combo. You will also appreciate the two car garage conversion under A/C with tile flooring and sliding glass doors but could easily be converted back to a two car attached garage, if desired. Sellers are open to reconverting the garage prior to closing. The screened back porch overlooks the private backyard with plenty of space for a private swimming pool. Additional features: full indoor laundry room with newer washer (within last few yrs) and dryer (within last yr), detached workshop/shed with electric large enough for 1 car, RV parking pad/half basketball court, water softener & filtration system, new Roof 2022, new HVAC 2019 & new water heater 2024.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 200 x 220
  • Laundry: Inside, Laundry Room
  • Year Built: 1987
  • Garage: 2-car Converted Garage, Driveway, RV Parking
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,428
  • Acreage: 1.01
  • Lot Size: 200 x 220
  • Est. Taxes: $2,264
  • HOA Fee: $110 Annually
  • Lot Desc: Landscaped, Level
  • View: Trees/Woods
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator, Water Filtration System, Water Softener
  • MLS#: OM678888
  • Days on Market: 185 days
  • Website: https://www.raveis.com
    /prop/OM678888/5424sw31ststreet_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 12:47:08 PM)
Listing courtesy of REMAX/PREMIER REALTY   Phone: 352-732-3222

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5424 SW 31st STREET, Ocala, FL, 34474

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $189 $189 $189
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,528 $2,496 $3,205
Total Monthly Payment $2,792 $2,760 $3,469

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.