31442 Cross Creek LANE, Wesley Chapel, FL, 33543 | $575,000

Under contract-accepting backup offers. Country living PERFECTED! RARE CUSTOM PICTURESQUE FRONT PORCH HOME with NEWER ROOF & NO CDD OR HOA on OVER AN ACRE in the heart of WESLEY CHAPEL! Thoughtfully built & lovingly maintained by the original owners with every detail attended to, this 4 bedroom + (4th bedroom cab be used as office) + BONUS ROOM, 2 bathroom and 3 CAR SIDE LOAD GARAGE is ready for you! Curb appeal galore as you drive up to this beautiful home with circular driveway wrapping around a lovely garden area. The GENEROUS FRONT PORCH is just begging for you to stay a while and relax on its covered front porch. Step inside to discover soaring ceilings and hardwood floors in the living & dining room both offering outside views to the front and back yards. The dining room features a bay window bump out & clear sliding barn door which can be closed for a more private dining experience. The open kitchen is just steps away and has TONS of cabinet and countertop space for all of your storage needs with extra features such as a display dish rack and bread box to hide extra kitchen gadgets for an always clean & put together look. Large kitchen island with sink overlooks the cozy family room allowing everyone to enjoy being together whether relaxing or cooking! The breakfast bar & eat-in kitchen space provides plenty of seating for a large family or entertaining guests! The family room features windows & sliders that let light pour into the room with easy access to the screened in porch just outside. This home has the perfect SPLIT FLOOR PLAN set up with privacy between all bedrooms! Two spacious & unique secondary bedrooms are located off the kitchen area along with a bathroom that can be used as a pool bathroom. The generous master bedroom is in a separate wing of the home & has private entrance to the patio outside, serene views of the backyard & two separate walk in closets. The adjoining bathroom features DUAL SINKS, CLAW FOOT TUB and walk in shower. The office adjoins the back side of the bathroom and has an additional entrance in the living room area. This versatile space can easily be used as a fourth bedroom or a nursery, hobby room, school room or study! That’s not all, climb up the charming painted steps to find a MASSIVE BONUS ROOM (approx. 670 additional square feet) with TWO WALK OUT ATTICS for tremendous additional storage!! The possibilities for this space are endless! Stand out construction features of this home include: R-50 INSULATION for low energy bills, attic fan, ADDITIONALLY REINFORCED FRAMEWORK, 3 BUILT-IN DRAINS IN SLAB (kitchen, laundry & master bathroom), only 3 YEAR OLD ROOF (2021), water softener, reverse osmosis at kitchen sink & NOT in a flood zone! The backyard is fenced with an area for a dog run, large shed (with electric & AC window unit with matching shingles to the main home) & outdoor shower area. Create your own bouquet from the front garden area which showcases stunning pagoda blooms & roses. This expansive over one acre homesite is a blank canvas to create the backyard of your dreams! Bring your chickens but still be a short drive away from all the conveniences Wesley Chapel has to offer such as dining, malls, hospitals, highways and schools. THIS IS THE ONE!! Schedule your showing today!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Style: Custom
  • Year Built: 2000
  • Garage: 3-car Garage Faces Side
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,196
  • Acreage: 1.09
  • Est. Taxes: $2,235
  • Elem. School: Double Branch Elementary
  • Middle School: Thomas E Weightman Middle-PO
  • High School: Wesley Chapel High-PO
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener
  • MLS#: T3526203
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /prop/T3526203/31442crosscreeklane_wesleychapel_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/24/2024 9:02:11 AM)
Listing courtesy of FLORIDA EXECUTIVE REALTY   Phone: 813-972-3430

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

31442 Cross Creek LANE, Wesley Chapel, FL, 33543

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.789% 7.133% 6.256%
Monthly Tax Payment $186 $186 $186
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,022 $3,057 $3,879
Total Monthly Payment $3,300 $3,335 $4,157

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.