14 Ellison LANE, Palm Coast, FL, 32164 | $375,000

Take a look at this wonderful home in Cypress Knoll, the only neighborhood in Palm Coast that's been described as living in a beautiful golf course community without the fees !! No HOA or CDD here! This one owner custom built home is extremely well maintained with lots of features you won't find in today's cookie cutter plans. The oversized primary bedroom is a dream!! Luxurious en-suite, walk in closet, soaking tub and separate shower, plus access to the lanai to enjoy quiet mornings and relaxing evenings!! The great room concept is warm and inviting with lots of natural light, and the breakfast bar and spacious nook make for enjoying a nice home cooked meal from the well equipped kitchen. Plenty of cabinets & counter space, pull out drawers, 2 pantries and lots of storage closets throughout the home. The guest bath has a shower tub combination and is conveniently located between the 2 bedrooms. Private well for the irrigation with a Rid-O-Rust Tank keeps the lawn looking great and the mature landscaping offers a bit of privacy from neighbors. *Estate Sale for household contents Friday and Saturday, Sept 20 and 21.
*HVAC = 3. 5 ton, 15 seer, installed in 2013. NEW well pump for irrigation system 2024.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2003
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,941
  • Acreage: 0.23
  • Est. Taxes: $1,826
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
  • MLS#: FC300945
  • Days on Market: 119 days
  • Website: https://www.raveis.com
    /prop/FC300945/14ellisonlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/20/2024 7:21:06 AM)
Listing courtesy of Coldwell Banker Premier Properties   Phone: 386-445-5880

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

14 Ellison LANE, Palm Coast, FL, 32164

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $152 $152 $152
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,823 $1,823 $2,371
Total Monthly Payment $2,050 $2,050 $2,598

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.