One residential building(Lot 13) lot being sold separately for listed price or together with adjacent lot(Lot 14) for $75, 000, near Crooked Lake. Each lot is 75 x 123, just under 1/4 acre each. The legal description and Parcel ID Numbers listed are for both lots together. If sold separately, the seller will have them divided with Polk County prior to closing and a new Parcel ID Number and legal description will be provided for each lot. Polk County has stated each lot is buildable but please confirm with Polk County during your inspection period. Also included is deeded lake access to Crooked Lake. Crooked Lake is a 5000 acre sandy bottom lake classified by the state of Florida as a protected body of water due to its pristine water quality. Crooked Lake is known as an excellent recreational and fishing lake. Conveniently located only 15 minutes from Bok Tower and Spook Hill, 30 minutes from LegoLand Florida and an hour from Central Florida attractions. Only 90 minutes from the East and West coast beaches of Florida. The house is also located less than 15 minutes from two colleges, Webber International University and Warner University. Babson Park Elementary is a top rated school and is only 10 minutes away.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $32,000 | $32,000 | $32,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $213 | $213 | $270 |
Total Monthly Payment | $288 | $288 | $345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.