Filled with charm, this lovingly cared-for Four Square home in prime Essex Junction location is ready for its next owner! Offering 3 beds, 1. 5 baths, and bonus spaces galore, plenty is to be enjoyed here. Upon entry from the covered front porch, step into the living room to be greeted by beautiful hardwood floors and plenty of natural light. Hardwood floors continue throughout the adjoining dining room, which opens to the quaint kitchen featuring an island. From the kitchen, access the ideal back enclosed porch with stunning woodwork and views of the backyard. Just imagine the relaxing summer nights that could be had! The first floor also offers a combined ½ bath and laundry room with updated finishes and lovely wainscoting, as well as access to the unfinished basement which provides dry storage space. Venture to the second floor to find 3 well-sized bedrooms and a full bath. As you explore, be sure to pay close attention to the small details that make this home unique, including glass door knobs and wide trim molding throughout. Outside, the property offers a massive oversized 1-car garage with a loft, a great space for storage, or potential for additional finished square footage! A Trex deck completes the fantastic landscaped flat lot. Situated on a dead-end street, but less than 5 minutes from Maple Street Park, the many shops and restaurants of Five Corners, and just a quick 15-minute commute to Burlington, this home’s location cannot be beat! Book your showing today!
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $540 | $540 | $540 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,309 | $3,003 |
Total Monthly Payment | $2,986 | $2,924 | $3,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.