Beautiful 4-bedroom, 2 ½ bathroom home in Pownal VT on 45 acres, with mountain views. Private retreat, with fiber optic internet available to keep you connected to the world when you want to be. Walk in through the attached single car garage, and you'll find a mud room leading into a lower level with living area, hot tub room, 3/4 bathroom, and plenty of storage. There's also a mechanical room that houses the 200-amp electrical panel, heat pump hot water heater, and Tesla wall – a home battery that stores power from the solar panels on the roof. Walk upstairs to the main floor where you'll find the open kitchen/dining area (with an enclosed sun porch off the kitchen that leads to the front deck), a large living room with vaulted ceilings and stone fireplace, with a second deck off the living room. There's also a bedroom, laundry room, half bath for guests, as well as a bonus room that could be used as an office. Finally, the top floor includes 3 bedrooms, another full bath with tub, and more storage. Also on the property are a wood shed, built in 2014, and another a 600+ square foot studio to bring our your creativity, or finish into a guest house.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $712 | $712 | $712 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,398 | $3,398 | $4,419 |
Total Monthly Payment | $4,202 | $4,202 | $5,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.