Live in Paradise in this wonderful waterfront community! Great bayfront area for community gatherings and great views of the sunsets. This adorable, beachy home is 2BR/1BA with lots of room for easy living or entertaining friends. There is a spacious open concept kitchen that opens to a dining room and sitting area, two good sized bedrooms, a large living room. Large windows throughout this home bringing in lots of Florida sunshine. A a full size laundry room that could be converted to 2nd bath, either leaving W/D there or moving to a shed. Offered TURNKEY FURNISHED! Laminate flooring in all living areas, vinyl plank in bedrooms. Nest Camera on the outside that you can program to your Wi-Fi. Two 5x6 ft. sheds behind the home and a small deck that could be larger if you moved one shed. Driveway on the west side of the home with room for 2 cars. What else do you need? You'll enjoy life in this waterfront park, just a short stroll or bike ride over the bridge to Anna Maria Island and all of the amenities of Bridge Street. Every night at sunset, you can meet your neighbors at the Waterfront for Happy Hour. There is even a popular restaurant onsite, Tide Tables Restaurant and Marina, for fresh fish from area fishermen. Fishing charters also available. You own a share of this park so developers won't come in and force you out (park leases property to Tide Tables). There are also 5 boat slips the park leases to park shareholders at $895/year, currently a waiting list. Also a private boat ramp and community dock. There is even an annual fish fry sponsored by fisherman in the park. PET FRIENDLY! You can have 2 pets under 35 lbs. (one dog). The only mobile park west of 75th St. that allows dogs.
The community has a clubhouse and shuffleboard courts just down from this property. Across from clubhouse is a short walkway to community laundry (although you have your own) and a workshop. A very social 55 Plus park! Join in the community dinners, waterfront parties, off-site trips, etc. Cortez is one of the last Florida villages featuring some of the best seafood restaurants and an old Florida feel. You will love the lifestyle and friendly atmosphere of this park! This property will be prime when the Cortez Bridge is redone. There will be a local walkway behind you to Tide Tables and under the bridge to the area by Seafood Shack etc. and a barrier wall to give you additional privacy. The bridge will be north of the current bridge with a bike and walking lane to take you to the island. https: //www. youtube. com/watch?v=BcqL_ZgaNSs is a conceptional video of the draft design. If link doesn't work, just google Cortez Bridge design video. Come join the fun!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $171,920 | $171,920 | $171,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,045 | $1,045 | $1,359 |
Total Monthly Payment | $1,259 | $1,259 | $1,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.