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Welcome to this charming cedar shake ranch nestled in the heart of Westhampton Beach village. The delightful home offers nearly 1, 500 square feet of smart living space. The bright living room opens to a formal dining room, leading to an eat-in kitchen equipped with a refrigerator, dishwasher, 4-burner range with griddle, and microwave. The home features three cozy bedrooms with new carpets installed in 2021, revealing original hardwood floors underneath. Two updated (2021) bathrooms add modern convenience: a double vanity and shower/tub combination, and a walk-in shower. Additional storage is plentiful with a full, unfinished basement providing over 1, 400 square feet of space and a 1. 5 car garage. Enjoy modern comforts such as central AC (replaced in 2022), full property irrigation, a newer roof (2018), and new windows (2021) adorned with Hunter Douglas window treatments. The 0. 26 property offers room for a small pool, enhancing the outdoor living potential. Enjoy incredibly low taxes at approximately $5, 200 annually! Schedule your visit today and make this your new home in Westhampton Beach.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.486% | 6.307% |
Monthly Tax Payment | $438 | $438 | $438 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,064 | $6,483 | $8,840 |
Total Monthly Payment | $6,627 | $7,046 | $9,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.