Ready for carefree living in the heart of South Sarasota? Look no further than this maintenance-free villa in Villa Palmeras at Prestancia. Pretty tropical plantings and a quaint gated courtyard welcome you to this lovely 3 bedroom, 2 bath home. As you step inside you will immediately be taken with light-filled space in front of you. The open floor plan creates an incredible flow as you move from room to room. The kitchen is large and has an eat in area, a door to the outside, and pass-through to the formal dining area. The formal living room has a high ceiling and large window, as well as sliding doors to the lanai, flooding the room with sunshine. The third bedroom, with sliders to the lanai, is currently being utilized as a den. This room has the flexibility to use it in a number of ways and would make an amazing office. The master suite is large and features a high ceiling, big windows, and a master bath with a custom design, jetted tub and separate shower. The second bedroom has a skylight. There is a large inside laundry with a utility sink and plenty of space for storage. Once you have seen the clean and well maintained interior of this house, step out to the enclosed lanai, where you will the perfect place for casual dining, or just relaxing while taking in the gorgeous views outside the numerous big glass doors. This house has a 2 car garage and is just steps from the Villa Palmeras community pool. Love everything about this house? Then you will be delighted to know that it is offered turn-key furnished. Prestancia is located in the heart of Palmer Ranch. With two manned, gated entrances it offers the convenience of being just minutes from shopping and dining venues, the Legacy Trail and the area’s world-renowned beaches. Social and golf club memberships are available but not required.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,474 | $3,471 | $4,258 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.