Here it is, your unique opportunity to own a charming property adjacent to the stunning glacial Seymour Lake. Situated on a generous 0. 7-acre parcel, this property offers serenity with its natural sounds & rich variety of native wildlife, creating a peaceful retreat. Beach access is simply a short stroll down the private road. Featuring a spacious backyard perfect for gardening enthusiasts, along with multiple outbuildings that provide ample storage and possibilities for customization. The home has undergone significant renovations in the early 2000s, including a full poured concrete foundation and updated septic, forced hot air heating and 200amp wiring making it easy to convert this seasonal home into a comfortable year-round residence. A standout feature is the impressive 3-bay, 2-story attached garage. With storage space above, the garage offers potential for conversion into additional living quarters. Inside, the home boasts an expansive open floor plan filled with natural sunlight. An enclosed porch offers a cozy spot to enjoy the water view, while the interior wood stove hookup could add to the home's rustic charm. This property needs finishing, providing the perfect opportunity to bring your creativity and talent to make it your own. Whether you’re looking for a seasonal retreat or a year-round home, 148 Brook Road offers a unique lakeside living experience. Don’t miss this chance to own a piece of Vermont’s natural beauty!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $993 | $967 | $1,258 |
Total Monthly Payment | $1,423 | $1,397 | $1,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.