14 Whetstone LANE, Palm Coast, FL, 32164 | $429,000

Lovely 2-story home on 1/4 acre in the Pine Lakes area of Palm Coast, Florida. 4 bedrooms, 3-1/2 baths, garage. Super nice and functional layout with bedrooms, baths, laundries, and separate HVAC systems on both floors; feels like 2 homes in 1. Great for larger families or those who may want separate spaces. FIRST FLOOR: has 2 bedrooms with closets, tiled full bath, hall linen closet, tiled half bath, kitchen and large open flexible space allowing various configurations of living, dining, breakfast, and family areas. Tasteful built-ins complement the wood-burning fireplace with large screen TV above the mantel. Double French doors in living/dining area lead to covered patio and a large back yard. Tiled recreation/game room or office/den and tiled laundry/utility/HVAC room also on first floor. Plenty of closets and pantry spaces. SECOND FLOOR: boasts a large Master Suite with 2 walk-in closets, updated tiled bath with Jacuzzi tub, double sinks and large tiled walk-in shower with 3 shower heads. Double French doors in the Master BR lead to a large tiled balcony overlooking the back yard. Also on the 2nd floor is another large bedroom with double closets, a tiled full bath with Jacuzzi tub/shower, a loft-like area overlooking the stairs, and a tiled laundry/utility/HVAC room. Larger fenced yard for privacy and/or pets; plenty of room for a pool to be added if desired. Ceiling fans with light fixtures in all bedrooms and living/dining areas. Central vacuum system. Both HVAC systems serviced May 2024. Kitchen partially updated in 2023. New roof and fresh exterior paint in 2022. Plenty of paved parking for 6 cars including garage. Minutes away from new hospital, schools, parks, golf, bike trails, shopping areas, restaurants. Easy access to all main roads, I-95, Flagler Beach, St. Augustine, Daytona Beach. This home could be your perfect choice in Palm Coast - a safe, growing community with increasing property values.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Other
  • Year Built: 1999
  • Garage: 2-car Converted Garage, Driveway, Garage Door Opener, Ground Level, Off Street, Oversized, Split Garage, Workshop in Garage
  • Heating: Central, Electric, Heat Pump, Reverse Cycle
  • Cooling: Central Air, Mini-Split Unit(s), Other
  • Approx Sq. Feet: 3,357
  • Acreage: 0.24
  • Est. Taxes: $3,500
  • Pet Policy: Yes
  • Appliances: Dryer, Electric Water Heater, Ice Maker, Range, Refrigerator, Washer
  • MLS#: O6206571
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/O6206571/14whetstonelane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/20/2024 11:32:16 AM)
Listing courtesy of BEYCOME OF FLORIDA LLC   Phone: 804-656-5007

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NMLS Mortgage Loan Originator ID 16953

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14 Whetstone LANE, Palm Coast, FL, 32164

$429,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,200 $343,200 $343,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $292 $292 $292
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,085 $2,085 $2,712
Total Monthly Payment $2,452 $2,452 $3,079

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.