Very motivated seller!!! Modern country home convenient to local shopping with just a short drive to the UF, Shands Medical Center, and I-75. The downstairs master has granite counters, large closets and is coupled with another smaller bedroom and bath. The upstairs has a separate living space with large windows, another full bath and two large bedrooms. The kitchen is finished with quartz countertops with lots of storage. The floors are finished with a dark wood vinyl planking contrasting nicely with the crisp grey walls and white molding. The custom fixtures elevate the space and convey. The great room has tray ceiling, recessed lighting, large windows and opens by floor to ceiling slider to the upgraded patio under magnificent oak trees surrounded by fenced yard, two car garage and parking pad. HOA benefits include high-speed fiber-optic internet, cable and DVR plus clubhouse, pool, fitness center, playground, jogging trail, and the affordability of Clay Electric. Buyer to verify ALL info and measures.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $558 | $558 | $558 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,178 | $2,122 | $2,715 |
Total Monthly Payment | $2,811 | $2,755 | $3,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.