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This charming 2 bed, 2. 5 bath townhome is located in the beautifully kept community of Wedge Wood in Palm Harbor. One-year HOME WARRANTY offered to the new buyer! Enjoy the outdoors with such amenities as a large community pool and spa, playground, basketball and tennis courts. The unit itself has been upgraded as well in the kitchen and bathrooms. The entry way leads you into a large courtyard, perfect for outdoor lounging and BBQ grilling. Overlooked by private balconies to each bedroom and easily accessed from inside through 2 slider doors. The living area is of ample space and boasts large ceramic tile floors and newer carpeting. The kitchen was renovated to include new cabinetry, newer appliances and granite countertops. The main floor also has a half bath shared with the indoor laundry room, and storage with a water softener. Upstairs, the split bedroom plan offers a large primary bedroom that was recently painted with a walk-in closet and en-suite bath with an updated walk-in shower. In addition, the secondary bedroom and second bath are also ample size. This vibrant community offers easy access to an abundance of dining options, healthcare facilities, two airports, diverse shopping destinations, numerous grocery stores and the gorgeous Gulf of Mexico beaches. A pair of assigned parking spots are included with plenty of guest spots available! Low monthly HOA fees of $310, which includes Roof replacement. Located outside of a Flood or Evacuation Zone and located in an A rated school zone in Palm Harbor.
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Our Executive Mortgage Banker:
Our Insurance Division:
$286,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,800 | $228,800 | $228,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $56 | $56 | $56 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,541 | $1,521 | $1,962 |
Total Monthly Payment | $1,672 | $1,652 | $2,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.