Convenient Kimberlea Neighborhood! Great location in this well established community with lots of amenities. This is a 2 bedroom, 2 bath unit with 1, 620 sq ft under the roof and 1, 325 ht sq ft of spacious living area. This unit has lots of potential - perfect for a first time home buyer, those wishing to downsize or opportunity for investement. Split bedroom plan, living/dining combination with sliding doors out to the large, spacious porch with vinyl windows. The possibility for extra living space with the addition of A/C to the porch. You also have a patio for eThenjoying the great weather. There is a wet bar in living room, high ceilings, coat closet, extra storage on the porch. The primary bedroom is large with sliding doors out to the porch, double walk-in closets and an ensuite bathroom. The second bedroom and hall bath allow for additional privacy. There is a convenient inside laudry with a washer and dryer. Community amenities include a wonderful pool and clubhouse, tennis courts, shuffleboard and more. Call today for an appointment to view! Note this is not a 55+ community.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,120 | $143,120 | $143,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $47 | $47 | $47 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $905 | $870 | $1,160 |
Total Monthly Payment | $1,027 | $992 | $1,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.