This roomy, centrally located townhome has a BRAND-NEW ROOF!!! To make things even better, the owners have pulled up all the carpets and replaced them with brand new, 20 mil luxury LVP flooring covering the entire upstairs (3 bedrooms) and staircase. Despite this home being a townhouse, it has a spacious, internal 2 car garage that enters inside through the kitchen, plus lots of additional street parking in front. Not only does Village Centre have a large community pool and sunbathing area, but your new town home is less than 1 minute walk to the pool (!)- it’s just across from your front yard! The kitchen features everyone’s contemporary favorites- granite countertops and hardwood cabinets. And to make living in this home even more beautiful, the owners commissioned a unique, 6 ft permanent built-in buffet with 8 cabinets (that match the color and style of the kitchen) to store all your cherished entertaining pieces, collections, China, or even just a library. You won’t find this extra-special feature in any other home in this community! Other lifestyle features include a Ring camera installed at the front door, all recently painted walls, a new 3/4 HP disposal, newer high- capacity dishwasher, newer fridge, and a second fridge in the garage for your extras! All kitchen appliances are black stainless except garage fridge. Owners will convey all these appliances PLUS uber-modern programmable washer and dryer set upstairs in the convenient laundry room! Even more lifestyle perks- There is no lawn to mow and the community benefits from pretty and lush landscaping maintained by the HOA! A private house-wide water softener also conveys with the home to help you deal with Tampa water. The subdivision is extremely quiet with virtually no traffic, while located next door to both the fire station/rescue and sheriff’s station! Walk 3 minutes- just across Gunn Hwy- and you will find the awesome Upper Tampa Bay Trail. Less than 5 minutes from this home is the enormous Citrus Park Town Center shopping mall. Inside, you will find the huge, amazing Eleva-8 fun arcade and play center plus multi- screen cinema. Other key shopping: 5-10 minutes to Walmart Super Center, short commute to USF, walking distance to restaurants, Publix less than 5 minutes away. One of the photos has been virtually staged. Welcome home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,920 | $291,920 | $291,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $429 | $429 | $429 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,821 | $1,774 | $2,307 |
Total Monthly Payment | $2,325 | $2,278 | $2,811 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.