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This 4 bedroom, 2 bath home, in Punta Gorda, is a MUST SEE! The property includes a large extra lot totaling over 1/2 acre with plenty of room to expand and install your dream pool! This house is very clean and ready to move into with updated kitchen and baths. The Kitchen features modern cabinets, granite countertops, tile backsplash and two bars with seating for 6. Enjoy sunny mornings in the Florida Room just off the kitchen, and relax in the comfortable and airy great room with high ceilings and beautiful sunset views. There's plenty of room to spread out with 4 spacious bedrooms, each with large windows and closets. The primary bedroom has its own full bath. The oversized fourth bedroom/bonus room has a large walk-in closet and offers flex space for multiple potential uses. Recent improvements include new standing-seam metal roof installed in 2022 with 4-point inspection; new HVAC in 2022; new exterior paint in 2023; most all impact windows. Conveniently located in the highly sought-after Charlotte Park neighborhood with no deed restrictions, and which offers option to join the Charlotte Park Civic Association providing access to a community boat ramp on Venice Canal with direct Charlotte Harbor access, as well as a function hall hosting community events, which is also available for private rental. Ideal location, very close to the historic downtown area; Fisherman's Village, Punta Gorda Airport, shopping, dining, waterways, parks, trails and beautiful Charlotte Harbor. The harbor is home to some of the best fishing and sunset views you can find! Don't miss out on this one!
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Our Executive Mortgage Banker:
Our Insurance Division:
$364,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,200 | $291,200 | $291,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.828% | 7.133% | 6.276% |
Monthly Tax Payment | $431 | $431 | $431 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,937 | $1,935 | $2,456 |
Total Monthly Payment | $2,442 | $2,440 | $2,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.