In the heart of Bronxville Village, this studio apartment has it all! Newly renovated kitchen with breakfast bar, beautiful bath, a private sleeping alcove and a work from home station. A wall of windows allows for an abundance of natural light. A double closet for wardrobe, a standard coat closet and an assigned storage unit. This pied a terre in an elevator building at Midland Gardens is perfection with low carrying costs. The monthly maintenance includes electricity, gas, heat, hot water, sewer, storage and taxes. Common laundry. Immediate unassigned parking for 1 car $100/month and waitlist for garage $140/month. The complex is surrounded by beautiful gardens, a common picnic/BBQ area, playground and access to the Bronx River walking path. Ideally located close to the public library, movie theater, restaurants, shops and train. 28 minute express train to Grand Central Station. A gem not to be missed!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,292 | $1,309 | $1,668 |
Total Monthly Payment | $1,367 | $1,384 | $1,743 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.