Turnkey garrisoned ranch with attached garage, finished basement and a big yard in Cumberland! The answer to your hopes and dreams for a homestead this year is here! Brand new roof, stylish river rock vinyl siding, vinyl windows and verdant landscaping. Updated eat in kitchen, neutral colors, nothing to do but bring your furniture. Very spacious bedrooms with beautiful original hardwood flooring that carries into your large traditional living room. Bathroom is clean as a whistle with modern vanity, nice flooring and everything you expect from a move in ready home. The updates continue into the mechanical room, state of the art Buderus boiler and brand new hot water tank. Have no fear, bring your home inspector here! Additional bar/media room with home gym, in the finished section of the basement provides additional functional living space. Located in sought after Cumberland Hill in a classic residential neighborhood, and still nearby the highway access and everything you need for local shopping. This is your chance to get into the right zip code, in the right home for the right price. Don't miss your shot, this is the ONE for you! *OFFER DEADLINE WED 5/22 @ 11AM)
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.000% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.171% | 5.248% |
Monthly Tax Payment | $322 | $322 | $322 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,895 | $1,870 | $2,465 |
Total Monthly Payment | $2,292 | $2,267 | $2,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.