You have found your perfect home!! Attention to detail and extreme pride of ownership is evident from the moment you drive up to this gorgeous 3 bedroom 2 bath Fraser model built by the popular Richmond Homes. Built in 2021, this is a better than new home due to all of the extensive upgrades implemented by the current owners. New roof being installed within the next 30 days due to hail storm. Every area of the home has had upgraded personal touches: from the decorative stonework on the front of house carried through to the island bar, to the barn door on master bathroom, wooden window sills with trim, water softener, upper cabinets in laundry room for added storage and even epoxy on the floor of the pristine garage. For added energy efficiency there was a radiant barrier put in the attic, all windows were tinted to help keep the heat out and of course, the main star of the show, solar panels to significantly reduce your power bill which are transferable to the new owners. There are gutters all around the home and it's wired for plug & play security cameras. For the tech lovers among us, we have a smart panel with Cat 6 ethernet - 2 per bedroom and 2 in the living area, which makes streaming much faster and more reliable. 10 ft ceilings throughout the house with 96 inch doors give the feeling of opulence as you walk through this large open floor pan. If you like to cook, you will love the spacious kitchen with the extra deep kitchen sink, granite countertops, 42 inch cabinets with crown molding, stainless GE Appliances, and the ample breakfast bar. The owners even had the microwave fan vented to the outside, which is unique to most of these homes. The split bedroom plan lends itself to comfort and privacy, with the primary bedroom located in the back of the home. Another addition is the tile showers in both bathrooms, ceiling fans in all bedrooms, living room and even one on the patio. The home sits on a prime lot with a retention pond on one side for the feeling of a larger property and seclusion. Great location with stores, restaurants and Highway 27 only minutes away. You have to see this home to truly appreciate the turn key, gorgeous features it possesses. Even the landscaping is upgraded!! Hurry before this one is gone. Buyer can choose to keep the solar panels or the seller can remove them and the roof will be patched. Schedule your tour today.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,774 | $2,308 |
Total Monthly Payment | $2,243 | $2,243 | $2,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.