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Welcome to your home nestled in the heart of Harwinton's historic district. This enchanting property boasts a serene pond, woodshed, boatshed, and a two-stall barn, creating a peaceful retreat. The home features three bedrooms, including a first-floor primary ensuite with an adjoining room that can serve as a home office or nursery, with potential for an in-law area. The second floor has two additional bedrooms and a full hall bath. As you enter from the garage, a spacious mudroom awaits, complete with a built-in bench perfect for busy family life. The conveniently located washer and dryer and a half bath enhance the functionality of this mudroom space. At the heart of the home lies the gourmet kitchen, with granite countertops and stainless-steel appliances with ample storage space, ensuring functionality meets elegance. A stunning fireplace adds to the ambiance, creating a warm and inviting atmosphere for gatherings and culinary adventures alike. The adjacent sunroom is filled with windows to allow for natural light and offers picturesque views of the pond and meadow. The family room boasts charming built-ins and a stone fireplace with a wood stove, providing a cozy atmosphere during the winter months. Don't miss the opportunity for this beautiful property to be yours. Recent updates: insulation (blown-in) installed - October 2021, new asphalt driveway - August 2022, new water conditioning system and new mini split ductless system (located in family room) - July 2023. All room measurements are estimates.
Type | Description | Dimensions | Level |
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Bedroom 1 | Hardwood Floor | 11.0 x 20.0 | Upper |
Bedroom 2 | Hardwood Floor | 10.0 x 16.0 | Upper |
Family Room | Built-Ins,Fireplace,Wood Stove,French Doors,Hardwood Floor | 21.0 x 15.0 | Main |
Full Bath | Tub w/Shower,Laminate Floor | Upper | |
Kitchen | Bay/Bow Window,Granite Counters,Dining Area,Fireplace,Hardwood Floor,Stone Floor | 11.0 x 25.0 | Main |
Office | Hardwood Floor | 7.0 x 13.0 | Main |
Other | Built-Ins,Half Bath,Stone Floor | 9.0 x 16.0 | Main |
Primary BR Suite | Built-Ins,Full Bath,Tub w/Shower,Hardwood Floor,Stone Floor | 14.0 x 15.0 | Main |
Sun Room | French Doors,Composite Floor | 11.0 x 17.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $411,920 | $411,920 | $411,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.146 | 6.120% |
Monthly Tax Payment | $531 | $531 | $531 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,672 | $2,706 | $3,448 |
Total Monthly Payment | $3,295 | $3,329 | $4,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.