SPACIOUS 4 Bedroom 3 Bathroom Home situated in the Gated Mandolin community ready for New Owners! Plus NEW ROOF to be Installed by Seller prior to closing! Entry with leaded glass Door welcomes you into the open foyer leading to Formal Living Room and Formal Dining Room featuring new Wood Laminate flooring, Tray ceilings, and Architectural Niches throughout common areas, Living room has Triple Sliding Door that leads out onto the large Screened Lanai with lots of room for Outdoor Entertaining. Kitchen in the center as the hub of the home showcases gleaming Granite countertops, Warm wood cabinets, All NEW stainless steel appliances, a breakfast highbar, and large pantry closet. Dinette area overlooks the lanai and backyard through Glass corner picture window. Two bedrooms and one full bath are located off of the Kitchen/Family room area. In the back of the home is another Bedroom and full Bath that could be used as an in-law suite/flex space. The 3rd bathroom also has access leading to the back patio. The Primary bedroom has High ceilings, Wood laminate floors, and French doors leading out onto the back lanai and has bath en-suite boasting soaking tub, large shower, dual sinks and vanities, water closet plus two walk-in closets! The Laundry room has utility sink, and Shelving above the Washer and Dryer. The Mandolin Community has low HOA and no CDD fees! Right around the corner from the neighborhood is a New playground and dog park right next to the new fire station off Thompson Nursery Road and Just a short drive to restaurants, shopping, medical, and schools…Quick access to major highways… I-4 to Tampa or Orlando, Airports and Theme Parks, and US 27, LEGOLAND, and Bok Tower Gardens. Winter Haven is great for outdoor lovers and fishermen with over 50 Lakes in the Chain of Lakes. WELCOME HOME!
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$396,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,800 | $316,800 | $316,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,976 | $1,925 | $2,504 |
Total Monthly Payment | $2,051 | $2,000 | $2,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.