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New Listing: Dual-Unit Residence in Hamden We are pleased to present a dual-unit property, spanning approximately 1, 730 square feet, situated on Washington Avenue in the charming town of Hamden. This unique offering features two side-by-side units, each boasting three bedrooms, a full bathroom, a half bathroom, and a fully equipped kitchen. Additionally, the property includes a detached studio cottage and a separate garage, providing ample space for storage or creative endeavors. The residence is complemented by a durable asphalt shingle roof and low-maintenance vinyl siding, set on a spacious lot. Strategically located just about 3. 2 miles or a mere 7-minute drive from Quinnipiac University's main campus, this property is ideal for those seeking proximity to educational opportunities. It is also conveniently positioned a short drive from major thoroughfares such as I-91 and the Wilbur Cross Parkway, as well as the natural beauty of Sleeping Giant State Park, renowned for its picturesque hiking trails and vistas. This property represents a remarkable opportunity, whether you choose to occupy the cottage or one of the units while leasing the others, or to fully capitalize on its investment potential by renting out all units. Discover the possibilities with this versatile real estate offering. Property will be delivered VACANT of all tenants. OFFERS DUE BY SATURDAY 5PM. 5/26/24
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.789% | 7.133% | 6.256% |
Monthly Tax Payment | $575 | $575 | $575 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,970 | $1,993 | $2,529 |
Total Monthly Payment | $2,620 | $2,643 | $3,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.