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16 Beach Road, Glen Spey (Lumberland), NY, 12737 | $309,900
Nestled in the woods off a quiet country road sits an adorable updated cottage surrounding the Mohican Lake which allows for fishing, swimming, electric motorboats and more. Lake is just a short walk down the private road with no through traffic, deeded restrictions or HOA fees! Tastefully renovated down to the studs and was converted from a two bedroom to a spacious one bedroom with one full bath. Gleaming hardwood floors, cathedral ceilings and natural sunlight throughout are a few favorites. As you enter you are graced with a cozy wood stove that leads into the kitchen with stainless steel appliances, butcher block countertops and a stackable washer and dryer. Off the kitchen leads to the screened in porch. Property comes with your own private dock and storage shed. Located minutes to local restaurants, coffee shops, grocery stores and just 25 minutes to hot spot Bethel woods and Resorts World Casino. Just under 2 hours to NYC. Please note the neighboring home *26 Beach Rd is also for sale and could be sold as a package deal. Roof is approx. 4 years old, 100amp service box (2023)
Features
- Town: Glen Spey
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Style: Cottage, Bungalow
- Year Built: 1960
- Heating: Electric, Wood, Baseboard
- Cooling: Ductless
- Basement: Crawl Space
- Approx Sq. Feet: 700
- Acreage: 0.27
- Est. Taxes: $2,342
- Lot Desc: Level, Part Wooded, Near Public Transit
- View: Lake, Water
- Water Front: Yes
- Elem. School: George Ross Mackenzie Elem Sch
- Middle School: Eldred Junior-Senior High School
- High School: Eldred Junior-Senior High School
- School District: Eldred
- Appliances: Dryer, Microwave, Refrigerator, Washer, Stainless Steel Appliance(s)
- MLS#: H6307258
- Days on Market: 174 days
- Website: https://www.raveis.com
/prop/H6307258/16beachroad_glenspey_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
16 Beach Road, Glen Spey (Lumberland), NY, 12737
$309,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $247,920 | $247,920 | $247,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
| Monthly Tax Payment | $195 | $195 | $195 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,649 | $1,648 | $2,091 |
| Total Monthly Payment | $1,919 | $1,918 | $2,361 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535