Cute as a button three season cottage with lake access awaits its new owner! Surrounding the beautiful Mohican Lakes sits one bedroom one bath home offering peace and relaxation. Rocking chair front porch greets you as you enter through the front door. Cottage features hardwood floors and high vaulted ceilings with a living area, kitchen and spacious bedroom. Property is wooded offering privacy and convenience with just a short walk down to the lake providing your own lakefront lot. Conveniently located just minutes to local restaurants, coffee shops. , farmers market, 25 minutes to Port Jervis train station, Bethel woods, Resorts World Casino, Kartrite indoor water park and just under two hours to NYC! Won't last long going into prime season for swimming, fishing, boating etc, come see for yourself! Updates include new electric and new roof. *Please note property currently has seasonal community water , however new owner could drill their own well and utilize the home year round. The neighboring home *16 Beach Rd is also for sale and could be sold as a package deal.
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $109 | $109 | $109 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,094 | $1,094 | $1,422 |
Total Monthly Payment | $1,278 | $1,278 | $1,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.