Well maintained and maintenance free TURN-KEY FURNISHED 55+ Village Green Villa with attached 2 car garage and many upgraded features!! Roof replaced 2015, AC 4-5 yrs old, Hot water heater 2 years old. Situated on a cul de sac dead end street with over 1900 square feet of indoor living space includes REMODELED kitchen with 42" soft close cabinets to ceiling, quartz counter, stainless steel appliances which include large slender energy efficient refrigerator and room for 2nd refrigerator in spacious laundry room or garage, remodeled guest baths, primary bath has double sinks and roll-in shower, luxury vinyl plank flooring throughout with exception of carpeted bedrooms. Views of the park-like setting from living room, kitchen, dining areas and both open and screened patio areas. Large laundry room lends itself for additional storage, office/den area. Flood zone X which does not require flood insurance. Pets allowed, one small dog or two cats or one of each 20# maximum. Close to shopping, grocery, hospitals, parks, restaurants public transportation and a short drive to Anna Maria Island.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $115 | $115 | $115 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,991 | $1,939 | $2,523 |
Total Monthly Payment | $2,181 | $2,129 | $2,713 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.