Discover your future in this charming, north-east facing single-family home nestled in the heart of South Richmond Hill. Boasting approximately 1, 100 square feet, this three-bedroom gem is a true find. Stepping inside, you're greeted by a freshly painted interior and a spacious entryway featuring a large closet. The expansive living and dining area beckons, offering ample space for your favorite furnishings and entertainment setup. Adjacent to this area is a convenient powder room, perfect for guests. The kitchen is a chef's dream, complete with a pass-through window that keeps you connected to the living spaces. Equipped with essential appliances and generous cabinet storage, it's a practical and inviting space for culinary adventures. Venture upstairs to discover the cozy bedrooms, each offering unique views and functionality. The master bedroom overlooks the backyard and accommodates a full bedroom set effortlessly. A versatile room can serve as an office or guest retreat, while the remaining bedroom features a large closet and front view. The lower level hosts the home's utilities, including a washer, dryer, and a spacious standup freezer. This basement area also offers additional storage options. Outside, the property beckons with a front gate entrance, a driveway leading to a sizeable backyard, and space for multiple cars. The backyard is a canvas for your imagination, with a blend of paved and grassy areas, a shed for storage, and room for gardening or outdoor gatherings. South Richmond Hill in Queens, New York, is a vibrant and diverse neighborhood that pulsates with the energy of its multicultural community. Nestled between Ozone Park and Jamaica, South Richmond Hill boasts a rich tapestry of cultures, shaping its character. The streets are lined with an array of restaurants offering tantalizing cuisines from around the world, reflecting the area's culinary diversity. Walking through its residential blocks, you'll encounter a mix of historic homes alongside newer developments, creating a unique blend of old and new. Community parks provide green spaces for residents to enjoy, adding a touch of tranquility to this bustling enclave. Whether it's the lively cultural festivals or the everyday sights and sounds of daily life, South Richmond Hill encapsulates the essence of Queens' melting-pot spirit. Easily accessible from the Van Wyck Expressway, this home is located in the perfect area to get to JFK airport in less than 20 minutes. Near the Jamaica LIRR station, which houses tons of transportation outlets to get you anywhere in the city. Don't miss the chance to make this your NextHome. Schedule a visit today and envision the possibilities!
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,135 | $4,078 |
Total Monthly Payment | $3,589 | $3,589 | $4,532 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.