First time on the market, this delightful vintage seaside cottage, located on the second island of Lieutenant's Island, is surrounded by a pristine beach landscape and is just steps away from a sandy swimming beach. The cottage was extensively renovated and added on to in the early 2000s, adding a new kitchen, bathroom, and bedroom. The addition of windows and sliding glass doors connect the cottage well to its natural surroundings and create an easy flow to the decks and outside. The three bedrooms are very separate from each other, with two on the first floor and the third on the second floor with waterviews in two different directions. The amenities include air conditioning, expansive decks, a wood stove, and an outside shower. Access to the beach is via a set of stairs, shared with several nearby neighbors, and the island residents have use (town application and fee required) of a protected mooring basin suitable for small sailboats and motorboats. From the moment you descend onto the causeway that takes you across the marsh to the island, you will be completely enchanted with the breathtaking beauty of Lieutenant's Island. t is all about living near nature, the beach, and the sea. Some of the highlights of island living that the residents enjoy are bird watching, oystering, beach-going, boating, kayaking around the island's perimeter, and morning and evening walks on the sand roads and paths. It feels like turning back the clock to simpler times and an uncomplicated life, living close to nature and around the ebb and flow of the tides. Please come take a look. Shown by private appointment.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,040,000 | $1,040,000 | $1,040,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $612 | $612 | $612 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,824 | $6,319 | $8,567 |
Total Monthly Payment | $6,561 | $7,056 | $9,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.