6022 Oak Mill TERRACE, Palmetto, FL, 34221 | $325,000

One or more photo(s) has been virtually staged. * NEW ROOF to be installed prior to closing!
Brand New AC installed 9-24.

BACK ON MARKET! No fault of seller. .
Nestled in the heart of the beautiful Palmetto Florida Community of Old Mill Preserve this home offers many opportunities for family fun. Home features vaulted ceilings in the family room and light and brightness throughout. The color palate and cherry wood color cabinets provide the serene interior setting of multiple decorating possibilities to make this home yours. The kitchen features Corian countertops and stainless appliances. Oversized diagonal tile adorn all the living areas except the bedrooms. Gated Old Mill Preserve offers all of the best that comes from living in South West Florida. Located just mere miles from Sarasota, Bradenton, and St Petersburg/Tampa area you’ll be close to many excellent restaurants, shopping and nightly escapes. Located on the grounds is a nicely maintained playground area for residents to relax and have a playful day. A day at the beach also awaits at any moment as there are several beaches to visit with easy access to I-75 being just a few miles

Features

  • Amenities: Gated, Playground
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2010
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,280
  • Acreage: 0.12
  • Est. Taxes: $3,306
  • HOA Fee: $106 Monthly
  • Elem. School: Virgil Mills Elementary
  • Middle School: Buffalo Creek Middle
  • High School: Parrish Community High
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer
  • MLS#: A4610244
  • Days on Market: 121 days
  • Website: https://www.raveis.com
    /prop/A4610244/6022oakmillterrace_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/31/2024 9:32:13 PM)
Listing courtesy of MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC   Phone: 941-737-1500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6022 Oak Mill TERRACE, Palmetto, FL, 34221

$325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $276 $276 $276
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,796 $1,728 $2,193
Total Monthly Payment $2,147 $2,079 $2,544

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.