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22 Vic's Crossing Road, Franklin, VT, 05457 | $569,000
Welcome Home to this newly approved Year-Round home on Lake Carmi! It is a spectacular lakeside retreat! Boasting 120 feet of prime lake frontage, this stunning property offers the tranquility of waterfront living. The moment you walk through the front door you are greeted with views of the Lake. With 6 bedrooms spread over two levels, including 2 downstairs for added convenience, and 4 beautifully appointed bathrooms, there's ample space for family and guests. Step into the master suite downstairs and immerse yourself in a lodge-like ambiance, complete with rustic charm and modern amenities. New flooring throughout the house enhances the already inviting atmosphere, while granite countertops add a touch of elegance to the kitchen. With two sets of washers and dryers, laundry day is a breeze. Outside, enjoy your beautiful rock gardens and over 1100 square feet of deck space that extends over the water, providing the perfect setting for outdoor gatherings or simply relax and take in the breathtaking views. This property offers more than just a home; it's a lifestyle. This home comes fully furnished and is also listed on Airbnb and has had past and future rentals. . Located just 1 hour from Burlington, 45 minutes to Jay Peak Ski Area, and 1 hour to Montreal. Whether you're seeking a year-round residence, a seasonal getaway, or an investment property, this lakeside haven promises it all.
Features
- Rooms: 18
- Bedrooms: 6
- Baths: 1 full / 2 three-quarter
- Style: Cabin,Cottage/Camp
- Year Built: 1985
- Garage: 2-car Garage
- Heating: Electric,Heat Pump,Hot Air,Other
- Cooling: Mini Split
- Basement: Sump Pump,Unfinished
- Approx Sq. Feet: 3,210
- Acreage: 0.49
- Est. Taxes: $7,504
- Lot Desc: Country Setting,Deep Water Access,Lake Access,Lake Frontage,Lake View,Landscaped,Sidewalks,Water View
- Elem. School: Franklin Central School
- Middle School: Missisquoi Valley Union Jshs
- High School: Missisquoi Valley UHSD #7
- MLS#: 4995799
- Website: https://www.raveis.com
/prop/4995799/22vicscrossingroad_franklin_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/25/2024Listing courtesy of CENTURY 21 MRC Phone: 802-782-8662
Listing Agent: Shannon Kane
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
22 Vic's Crossing Road, Franklin, VT, 05457
$569,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $455,200 | $455,200 | $455,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $625 | $625 | $625 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,028 | $3,025 | $3,903 |
| Total Monthly Payment | $3,745 | $3,742 | $4,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484