A sleeper house on a sleeper street - slow down and take a second look. Painted a soft shade of pale blue, the house sits behind a native landscape waiting for colorful blooms to emerge. Leave your stress at the door because there is no room for it in this peaceful home. A covered screened porch bids you welcome from the front yard and once inside, the large common room run the depth of the house and then out to the pergola-covered deck and patio in back. With the front and back doors thrown open, you can enjoy a gentle cross breeze when the weather is cool. Ten foot beadboard ceilings, polished wood floors and diffused natural light set the tone for gathering room and kitchen. Wide open, the flow is easy, front to back, porch to deck, deck to yard. Master suite spans the hallway with a large bedroom and private sitting room to the east and large dressing/laundry room and bath across the hall. Two large bedrooms with big windows share a new bath at the south end. A private second story in-law or guest suite has a separate entrance with its own exterior stair. With over 500 SF, there is a generous bed/sitting room, micro kitchen and full bath. Excellent for extended visits from family and friends, you can also generate an income stream from paying guests. Enjoying one of the largest lots in the neighborhood, the house fronts Beacon St and the Billings St alleyway which leads to ample parking on the side for main house and guest quarters. The backyard is huge and ready for whatever recreation is on your wish list. Ample room for a 2-3 car garage with habitable space above and there's still great outdoor space for gardeners, grillers and room to run around no matter your age. We'll be on the front porch waiting to greet you!
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$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,378 | $3,378 | $4,394 |
Total Monthly Payment | $3,865 | $3,865 | $4,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.