Just listed! This exquisite 5-bedroom, 3. 5-bath ranch home is a must-see, boasting hardwood floors, skylights, and a finished basement for additional living space with OSE option. The updated kitchen features stainless steel appliances, perfect for preparing meals. Enjoy your primary bedroom with its own ensuite for added convenience. Plus, stay cool on hot days with central air conditioning (CAC) and revel in the abundance of closet space-a true perk! With 200 amp service, you have all the power you need. Step outside to the dreamy backyard oasis, offering privacy and ample space for rest, play, and entertainment. The inground sprinklers make it easier to maintain all of the land, ensuring your yard stays lush and green. Located in the Sachem School district and close to shopping, schools, the LIRR, and transportation, this home combines comfort and convenience seamlessly. Don't miss out on this incredible opportunity! This home has been filled with love~make it your new home sweet home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $847 | $847 | $847 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,844 | $2,844 | $3,762 |
Total Monthly Payment | $3,783 | $3,783 | $4,701 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.