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Welcome to 11 Goldfinch Terrace in East Lyme. This spacious home offers 4 bedrooms and 3 full baths, boasting over 2600 sq ft of living space plus an additional 1120 sq ft of heated space in the lower level. The lower level includes a roughed-in bath, 3 separate living areas and a dedicated entrance, offering flexibility for various living arrangements such as an in-law suite or guest accommodations. This well-maintained home is designed for comfortable living and entertaining, featuring a formal living and dining room, crown molding and hardwood floors throughout the main level. The updated kitchen is equipped with granite countertops, stainless steel appliances, a double oven, a large island and a walk-in pantry. A cozy dining nook with a slider leads out to the large deck, perfect for outdoor gatherings and offers easy access to the fireplaced family room. The main floor also includes a convenient full bath and laundry room. Upstairs, you'll find the primary bedroom with an updated ensuite bathroom and walk-in closet, along with three additional spacious bedroom and another full bath. You will appreciate the newer roof, 2 car garage, storage and A/C. Outside, the property is surrounded by beautiful landscaping providing plenty of opportunities to enjoy nature on the back deck, patio, or front farmers porch. Conveniently located near the center of town, yet tucked away in the Heritage Fields neighborhood, this home offers the perfect blend of accessibility and tranquility
Type | Description | Dimensions | Level |
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Bedroom 1 | Wall/Wall Carpet | 9.4 x 10.1 | Upper |
Bedroom 2 | Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | 13.3 x 13.0 | Upper |
Bedroom 3 | Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | 13.0 x 13.5 | Upper |
Dining Room | Hardwood Floor | 13.3 x 14.2 | Main |
Family Room | Built-Ins,Ceiling Fan,Fireplace,Hardwood Floor | 12.1 x 17.5 | Main |
Kitchen | Remodeled,Breakfast Nook,Granite Counters,Island,Sliders,Hardwood Floor | 12.1 x 23.0 | Main |
Living Room | Ceiling Fan,Hardwood Floor | 13.3 x 13.1 | Main |
Office | Wall/Wall Carpet | 26.7 x 13.9 | Lower |
Other | Wall/Wall Carpet | 13.0 x 19.2 | Lower |
Primary Bedroom | Ceiling Fan,Full Bath,Walk-In Closet,Wall/Wall Carpet | 13.1 x 16.1 | Upper |
Rec/Play Room | Wall/Wall Carpet | 13.3 x 29.3 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $536,000 | $536,000 | $536,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $769 | $769 | $769 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,566 | $3,562 | $4,596 |
Total Monthly Payment | $4,427 | $4,423 | $5,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.