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646 Byam Road, Bethel, VT, 05032 | $450,000
Imagine yourself living in this lovely countryside setting, perched on top of a hill in what locals call, "The Gilead". It is a remote setting, yet a deep feeling of community resides here. Unwind on your daily commute as you meander along Gilead Brook or work from home and enjoy Vermont's Wicked-Fast Internet, EC Fiber. Take in the views as you do so, on your screened in porch or your dining room bay window overlooking the pond and charming outbuildings. Perhaps, your horse or sheep will graze here? Enjoy your morning coffee or afternoon cocktail on the screened in porch. Set up your artist's or yoga studio in the sunny upstairs loft. Please note, the loft space is the third bedroom in this home. Have fun entertaining guests in this open flow floor plan. Watch TV or play charades in the spacious family room. Enjoy four outbuildings, set up your workshop (power, water & wood heat) or park your tractor and other recreational toys! Only a short drive to Bethel-village for several good dining choices or Randolph for grocery shopping, Chandler Music Hall and more great eateries, like Saap (James Beard Winners!). 16 minutes to Gifford Medical Center. 25 minutes to I-89. Or stay home for more peace and quiet and take in the symphony of the birds or the babble of the brook. In addition to the lovely home and property there are many perks that living in this area offers! PLEASE USE SHOWING TIME.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 three-quarter / 1 half
- Style: Log
- Year Built: 1981
- Garage: 2-car Garage
- Heating: Oil,Pellet Stove,Hot Air,Radiant,Stove - Pellet
- Cooling: None
- Basement: Bulkhead,Concrete,Full,Interior Access
- Approx Sq. Feet: 1,477
- Acreage: 4.7
- Est. Taxes: $6,634
- Lot Desc: Agricultural,Farm - Horse/Animal,Field/Pasture,Hilly,Landscaped,Orchards,Pond,Recreational
- Elem. School: Bethel Elementary School
- Middle School: White River Valley Middle School
- High School: White River Valley High School
- School District: White River Valley Supervisory Union
- MLS#: 4995639
- Website: https://www.raveis.com
/prop/4995639/646byamroad_bethel_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/22/2024Listing courtesy of Vermont Real Estate Company Phone: 802-540-8300
Listing Agent: Shannon Freeman
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
646 Byam Road, Bethel, VT, 05032
$450,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $553 | $553 | $553 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,036 |
| Total Monthly Payment | $3,023 | $3,021 | $3,664 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484