Welcome to this Charming Village Colonial circa 1926. Situated mid-block, this home holds all of its original charm yet provides all of today's modern conveniences. A short distance from Historical Main Street in the incorporated Village of Northport, you will enjoy the waterfront parks, shopping, and restaurants. This home features beautiful Brazilian Walnut hardwood floors throughout the main level, a cozy living room with high ceilings, detailed moldings, and plenty of Pella windows that allow for a light and bright entryway foyer. The eat-in-kitchen is a chef's dream, offering hi-end appliances, rare Labradorite Blue granite countertops from Madagascar, art-nouveau tiled backsplash, and plenty of counterspace. The formal dining room is a great space for entertaining, featuring double French doors leading to the Azek two-level deck that overlooks the botanical backyard. The manicured gardens, as well as Koi Pond with waterfall, truly makes this private backyard a peaceful oasis of relaxation. No detail was left out in the maintenance and upkeep of this home over the years. Spacious and bright, this gorgeous home offers stunning interior spaces with so many features to fall in love with. The work is already done, no need to lift a finger, all that's left to do is settle in this picturesque village home!
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Our Executive Mortgage Banker:
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $643 | $643 | $643 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,884 | $3,884 | $5,051 |
Total Monthly Payment | $4,619 | $4,619 | $5,786 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.