Excellent opportunity for the first time home buyer or investment. Move-in ready 3 bedroom, 2 bath home with 1, 334 ht sq feet of living area. Situated on a double lot! Great possibility of dividing the lots and building an additional home. This residence has been beautifully updated and is neat and clean and just waiting for a new owner! Beautiful hard wood floors, fresh paint through-out, newly painted kitchen cabinets, double sink and granite counter tops. There is a new stove, dishwasher, range hood and microwave. The refrigerator is in the garage and ready to be moved into the house. You have a washer/dryer located in the garage, a newer hot water heater and a water conditioner. Both of the bathrooms have been very nicely updated. The primary bathroom has dual sinks, a huge walk-in shower, granite counters and new fixtures. This bathroom is shared with the 2nd bedroom. The 3rd bedroom and 2nd bath are located off the garage for extra privacy. Wonderful covered wood deck overlooks the fenced back yard. Roof is 2 years old, replaced in 2022. New A/C, new electrical, new porch, brick driveway. Garage floor freshly painted, new garage door opener, keyless entry. New double front doors with blinds, freshly painted inside and out, new wood floors.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $106 | $106 | $106 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,057 |
Total Monthly Payment | $1,777 | $1,776 | $2,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.